Wellesley Institute

Wellesley Institute works in research and policy to improve health and health equity in the GTA through action on the social determinants of health.

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Payday loans

Cashing In? Payday Lending And The Need For An Alternative

Sarah Marsh, Yasir Dildar and Rich Janzen |

“Get cash in as little as 30 minutes!” “No credit, no problem!” Do these slogans sound familiar?  The ability to borrow cash fast–no questions asked–has become big business in Canada.  Payday loans–small, short unsecured loans–seem to be commonplace these days.  But who uses them and why?  Why don’t people just turn to banks to borrow […]

Continue ReadingCashing In? Payday Lending And The Need For An Alternative  Download PublicationPayday Lending: In Search Of A Local Alternative

Acknowledgement of Traditional Land

We wish to acknowledge this land on which the Wellesley Institute operates. For thousands of years, it has been the traditional land of the Huron-Wendat, the Seneca, and the Mississaugas of the Credit. Today, this meeting place is still the home to many Indigenous people from across Turtle Island and we are grateful to have the opportunity to work on this land.

Revised by the Ceremonial Committee at the University of Toronto Office of Indigenous Initiatives in April 2021.